What Is VantageScore?
As with FICO scores, VantageScore calculations are based on factors such as payment history and matching each with its respective weight. Because of this, users can improve their VantageScore by making timely payments, reducing their credit usage rates, and restricting credit applications. We’ll show you how VantageScore works, how it compares to your FICO score, and what you can do to improve your score.
What is VantageScore 3.0?
As we mentioned, VantageScore 3.0 is the third version of FICO’s alternative credit score model. But to fully understand how the scoring model works, let’s take a quick step back.
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